People are confused about how to choose the health insurance they need, how to use the insurance they have, and how to navigate the medical system if they don't have insurance at all. Our healthcare guides provide some much-needed answers.We zeroed in on seven specific life circumstances that can be demanding and confusing when it comes to accessing and paying for medical care. They are: if you're a college student, if you have a mental health issue, if you want birth control, if you're pregnant, if you need an abortion, if you're trans or non-binary, or if you have an opioid addiction. (Got your own healthcare quandary? Email us with questions and requests at tonic@vice.com.)
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Each guide is available as a PDF so you can save it on your phone, email it to your sister, or print it out and take notes while you're on the phone with your insurance company. Find the master document here, and individual PDFs in each of the stories below.First up, though, is a glossary of 24 health insurance terms from copay to single-payer healthcare. It's a good way to get the lay of the land before reading any of our guides.Lots of different types of providers offer therapy for mental health. This story explains your options, as well as how insurance coverage of therapy works and how to find therapists who offer lower-cost sessions.This guide for college students explains the pros and cons between staying on your parents' insurance or getting one of the plans that schools offer. Also: why you still need insurance even if you pay the student health fee.All FDA-approved methods of birth control for women are supposed to cost nothing out of pocket if you have insurance, but it doesn't always work that way in practice. Here's what you need to know about the various loopholes, plus how to get low- or no-cost contraception without insurance.Having a baby is expensive. This guide breaks down what health insurance is supposed to cover if you're pregnant and what questions you should ask so you don't get any surprise bills.
Glossary of health insurance terms
Guide to healthcare if you have a mental health issue
Guide to healthcare if you're a college student
Guide to healthcare if you're on birth control (or want to be)
Guide to healthcare if you're pregnant
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